Your data privacy is protected on our platform. The only data that will be sent to our database of licensed moneylenders are your requested loan amount, gross salary, length of employment and credit exposure. Any offers made to you can be freely accepted or declined. Further information about you will only be released to the selected lender upon your authorisation, including your identity and the lenders’ identity. 

All subscribers will be notified of declined offers – and all personal information removed from the system. No information will be used for anything apart from processing your request. 

You may peruse our privacy policy or contact us for more details.

1. Inform us of your loan amount – Begin by filling out an application form – telling us how much is required, along with basic details.  
2. Be instantly informed – Obtain up to 10 competitive quotes for loans – along with the information of the lender.
3. Select a loan offer – To finalise, arrange an appointment with the lender to confirm the agreement.
4. Transfer recommendation fees – Upon cash disbursement from your chosen licensed moneylender, kindly transfer the loan matching service fee ($9.99) via the link provided.
   
   * No Fees will be required if no loan is processed.

*Note: A cap applies to all unsecured loans – tracked by your record from all licensed moneylenders combined. Do borrow responsibly.

For Singaporeans, if your annual income is:

• Less than $20,000 a year – You can borrow up to $3,000
• At least $20,000 a year – You can borrow up to 6 times your monthly income

For foreigners residing in Singapore, if your annual income is:

• Less than $10,000 a year – You can borrow up to $500
• At least $10,000 a year and less than $20,000 a year – You can borrow up to $3,000
• At least $20,000 a year – You can borrow up to 6 times your monthly income

There may be a lower qualifying benchmark for approval or loans and a shorter process period compared to local banks, however interest rates are charged on a monthly basis from 1-4% per month, including a processing fee of up to 10% of your loan month. Therefore, we advise you to evaluate your personal financial situation and borrow only strictly for necessities.